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Should You Consider a Spousal Lifetime Access Trust (SLAT)?

A SLAT is an irrevocable trust, which means it generally can't be changed once created. It enables one spouse to make a gift that can benefit the other spouse even while the spouse who made the gift is still alive. In 2024, the lifetime gift tax exemption—or how much an individual can give in gifts over his or her life without paying a gift ...

Spousal Lifetime Access Trusts: Are They All They ... - Fiduciary Trust

A SLAT is a form of irrevocable trust that cannot be amended or terminated except under limited circumstances. The gifting spouse (often called the donor, grantor, settlor, etc.) transfers assets into the trust with the intention of removing the value of the transferred assets from the gifting spouse's estate for estate-tax purposes. Because ...

SLAT Trusts: Estate Planning for Couples | Charles Schwab

When the SLAT terminates, typically at the death of the beneficiary spouse, the remaining trust assets pass to the remainder beneficiaries named in the trust document. For example, say Sarah and Neil have joint and separate assets totaling $35 million, which are likely to further appreciate while they're still alive. Were they to transfer $13. ...

Understanding the Spousal Lifetime Access Trust - Becker

A SLAT is an irrevocable trust that allows one spouse to gift assets to a trust for the benefit of the other spouse and potentially other family members. Learn how a SLAT works, its advantages and disadvantages, and its tax implications.

What is a SLAT? - Advantages, What to Watch Out For, and Tax Implications

SLAT or Spousal Lifetime Access Trust is a trust set up by one spouse for the benefit of the other, with tax and asset protection benefits. Learn about the advantages, disadvantages, and tax implications of SLATs from a New York estate lawyer.

Spousal Lifetime Access Trusts (SLAT): Pros and Cons

Structuring and managing a SLAT can be complex and may require ongoing legal and financial advice. Mistakes in drafting or administration could lead to unintended tax consequences. Income Tax. Because the SLAT is an irrevocable trust, the trust itself may be liable for paying income taxes on any income generated by the trust's assets ...

Protect assets with a SLAT | Fidelity Investments

SLAT stands for Spousal Lifetime Access Trust, an irrevocable trust created by one spouse for the benefit of the other, with the remainder for descendants. Learn how SLATs can help high-net-worth couples protect their wealth, access funds, and plan for the future.

What is a Spousal Limited Access Trust or SLAT? - Klenk Law

SLATs are a flexible and inexpensive lifetime estate planning tool for married couples wishing to shelter assets who see the family as a team. Free Consults

Understanding Spousal Lifetime Access Trusts (SLATs)

The primary purpose of a SLAT is to remove assets from the grantor's estate, thereby reducing the overall estate tax liability, while still allowing the beneficiary spouse access to the trust's income and principal under certain conditions. Key Features of a SLAT. Irrevocable Trust: Once the SLAT is established, the grantor cannot revoke or ...

Understanding Spousal Lifetime Access Trusts (SLATs): Benefits and Purposes

Estate planning is an essential aspect of financial management, particularly for individuals and families seeking to preserve wealth and ensure financial security for future generations. One of the innovative tools in estate planning is the Spousal Lifetime Access Trust (SLAT). This type of trust offers unique advantages for married couples, allowing them to balance estate tax reduction with ...

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